Free PayPal Fee Calculator

Calculate the true cost of PayPal payment processing — standard checkout, advanced card rates, international surcharges, currency conversion, disputes, and refund fee loss.

PayPal Product & Revenue

$
$

International & Additional Fees

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%
%
%

Total Monthly Fees

$1,223.56

4.89% effective rate

Annual Fees

$14,682.72

Per year

Fee per Transaction

$2.69

455 tx/mo

Net Revenue

$23,776.44

After all PayPal fees

Effective rate is 4.89% — typical PayPal processing cost

Fee Breakdown

Base Processing FeesRate + per-tx fixed fee
$1,095.45
Cross-Border Fee+1.5% on intl transactions
$37.50
Currency Conversion Spread~3.5% exchange rate markup
$43.75
Dispute Fees (2 disputes)$20 per dispute
$40.00
Refund Fee Loss (14 refunds)Fixed fee not returned
$6.86
Total PayPal Fees$1,223.56

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