Free Klarna, Afterpay & BNPL Fee Calculator
Compare merchant fees across Klarna, Afterpay, Affirm, Sezzle, and Zip. Edit rates to match your contract and see monthly cost, per-order fees, and extra cost vs standard card processing.
Revenue & Baseline
Provider Rates (edit to match your contract)
Standard Card Fees
$640.00
$3.20/order
Cheapest BNPL
Affirm
$1,240.00/mo
BNPL Premium Range
$600-$620
Extra vs standard/mo
Orders
200
200 orders/mo
Provider Comparison
| Provider | Rate | Monthly Fees | Per Order | Extra vs Standard | Annual Extra |
|---|---|---|---|---|---|
| Standard Card | 2.9% + $0.30 | $640.00 | $3.20 | — | — |
| AffirmCheapest | 5.9% + $0.30 | $1,240.00 | $6.20 | +$600.00 | +$7,200.00 |
| Klarna | 5.99% + $0.30 | $1,258.00 | $6.29 | +$618.00 | +$7,416.00 |
| Afterpay | 6% + $0.30 | $1,260.00 | $6.30 | +$620.00 | +$7,440.00 |
| Sezzle | 6% + $0.30 | $1,260.00 | $6.30 | +$620.00 | +$7,440.00 |
| Zip (Quadpay) | 6% + $0.30 | $1,260.00 | $6.30 | +$620.00 | +$7,440.00 |
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