Free Shop Pay Installments Cost Calculator

Calculate how much Shop Pay Installments costs your store compared to standard processing. See the extra fee, blended effective rate, and estimated ROI from conversion and AOV lift.

Revenue & Installment Mix

$
%
$

Fee Rates

%
$
%
$

Estimated Conversion Impact

%
%

Extra Installment Cost

$180.00/mo

vs standard processing

Installment Effective Rate

6.15%

50 installment orders

Blended Effective Rate

3.75%

All orders combined

Est. Revenue Gain

$1,577.88

10 extra orders/mo

Estimated 877% ROI — installments likely very profitable for your store

Cost Comparison

Installment fees (50 orders)$369.00
Same orders at standard rate$189.00
Extra cost for installments+$180.00/mo
Annual extra cost$2,160.00/yr

Estimated Revenue Impact

Additional orders from lift10/mo
Additional revenue+$1,680.00
Fees on additional revenue-$102.12
Net revenue gain+$1,577.88/mo

Related Tools

Klarna, Afterpay & BNPL Fee Calculator

Compare merchant fees across Klarna, Afterpay, Affirm, Sezzle, and Zip side-by-side.

Chargeback Cost Calculator

Calculate the true cost of chargebacks — lost revenue, COGS, shipping, fees, and labor.

Psychological Pricing Generator

Generate charm, prestige, and anchor pricing options with margin impact.

Shopify Plan Comparison Calculator

Compare Shopify plans side-by-side based on your monthly sales volume.